BEHAVIORAL AND DEMOGRAPHIC DETERMINANTS OF FINANCIAL RISK-TAKING IN NIGERIAN PONZI SCHEMES
Ponzi schemes are fraudulent investment operations where returns to earlier investors are paid from the capital of new investors rather than from profits earned through legitimate business activities. Named after Charles Ponzi, whose 1920s scheme in the United States defrauded…
COCOA MARKETING EFFICIENCY IN ONDO STATE: CHALLENGES AND ECONOMIC IMPLICATIONS
Cocoa (Theobroma cacao), a member of the Malvaceae family, is a globally significant crop with high nutritional and economic value. Originating from the upper Amazon region of South America, cocoa has spread worldwide and serves as a major source of…
THE ROLE OF DUE PROCESS IN ENHANCING ACCOUNTABILITY IN NIGERIA’S PUBLIC SECTOR FINANCE
Local governments in Nigeria rely on a combination of internal and external revenue sources to finance their diverse functions. Effective financial management in this context requires adherence to the principles of efficiency, effectiveness, and equity. Efficiency emphasizes achieving maximum results…