In today’s dynamic business environment, risk management and improvement of cash flows are very challenging. The study examined the effect of credit risk management on the financial performance of Zenith Bank Nigeria Plc Akwa Ibom State for the period of 2011-2020. Secondary data were sourced from annual reports and financial statement of Zenith Bank Nigeria Plc. The study employed ordinary least square regression technique in analyzing the data extracted with the aid of E-View Econometric tool. The R-squared which measures the overall goodness of fit of the regression shows the value of 84.5%, while the Durbin Waston statistic with value of 2.808450 shows that there is relative auto correlation among the considered variables and the overall regression is statistically significant. The result shows that risk control and risk diversification have significant positive effects on financial performance, while risk appraisal has a negative and insignificant effect on financial performance of Zenith bank Plc Akwa Ibom State. It was recommended that management of bank should ensure that credit officers adheres strictly to guidelines when issuing out credit facilities. The researcher conclude that credit risk management has a significant positive effect on the financial performance of Zenith Bank Nigeria Plc Akwa Ibom State.