CHALLENGES HINDERING THE UPTAKE OF DIGITAL FINANCIAL SERVICES AMONG MARGINALIZED POPULATIONS IN NIGERIA: INSIGHTS FROM INSTITUTIONAL AND SOCIOECONOMIC DETERMINANTS
This study investigates the Challenges to the adoption of digital financial services among marginalized groups in Abuja, Nigeria, with a focus on institutional and socioeconomic factors. Using a mixed-methods approach, quantitative data were collected through structured questionnaires administered to 385…
DIGITAL FINANCE IMPACTS ON POVERTY, FINANCIAL EXCLUSION, INCOME, EMPLOYMENT, AND ACCESS AMONG VULNERABLE GROUPS IN NIGERIA
This study examines the impact of digital finance on poverty reduction, financial exclusion, income generation, employment, and access to financial services among vulnerable groups in Abuja, Nigeria. Employing a mixed-methods research design, primary data were collected from 385 households through…
GLOBAL WORKPLACE POLITICAL RISK AND ITS HR IMPLICATIONS: INSIGHTS FROM CROSS-NATIONAL SURVEYS.
Political risk has become an increasingly important feature of contemporary work environment, influencing Organisational stability and employee experiences. This paper examines how workplace political risk is manifested within organisations and how it affects employee attitudes, behaviours, and well-being; this was…
CUSTOMER-CENTRIC SALES STRATEGIES AND RELATIONSHIP MANAGEMENT AS DETERMINANTS OF BANKING SALES SUCCESS
Customer relationships have gained prominence in improving sales outcome in banking industry, as rise in competition coupled with similarity in product and services has reduced dependence on traditional product-driven selling approaches. This study investigated customer-oriented sales strategies and relationship management…
SURVEILLANCE CAPITALISM IN THE WORKPLACE: IMPLICATIONS FOR MENTAL HEALTH AND WORKERS’ AUTONOMY
The increasing integration of digital monitoring technologies into organizational systems has raised critical concerns about their implications for employee well-being and control, prompting this paper on Surveillance Capitalism in the Workplace: Implications for Mental Health and Workers’ Autonomy. The paper…