Open Access Peer Reviewed Quarterly Est. 2015

Banking and Insurance Academic Journal

(BIAJ)
ISSN (Print): 5633-8431 | ISSN (Online): 5381-5923
6.34
Impact Factor
10
H-Index
287+
Articles
📄 Bank. Insur. Acad. J. — Volume 14, Issue 2 (2026)
Banking and Insurance Academic Journal  |  Volume 14, Issue 2  |  2026  |  3 Articles
Open Access Double-Blind Peer Reviewed ISSN: 5381-5923 (Online)
📋 Articles — Volume 14, Issue 2
Research Article Pages 1-12
Article 1 of 3

INFLUENCE OF PLASMIDS ON MICROBIAL DEGRADATION OF CRUDE OIL IN CONTROLLED GROWTH SYSTEMS

This study evaluated the role of plasmid-mediated biodegradation of crude oil by indigenous soil bacteria under optimized growth conditions. Standard microbiological techniques including enrichment culture, turbidometric assay, antimicrobial susceptibility testing, plasmid curing, and biodegradation optimization were employed. Out of the…

Research Article Pages 13-22
Article 2 of 3

TAXONOMIC CLASSIFICATION AND MORPHOLOGICAL CHARACTERIZATION OF ANT SPECIES IN THE CALABAR RAINFOREST, NIGERIA

Ants are among the most abundant, ecologically diverse, and socially complex insects on Earth, playing critical roles in terrestrial ecosystems as predators, scavengers, seed dispersers, pollinators, and soil engineers. Despite their ecological significance, the taxonomy, morphology, and species composition of…

Research Article Pages 23-28
Article 3 of 3

ROLE OF COCKROACHES IN PARASITIC DISEASE TRANSMISSION IN AMORKA, IHIALA LGA

Cockroaches are omnivorous insects with nocturnal and unsanitary habits, making them efficient mechanical vectors of various pathogenic agents. They contaminate food, utensils, and human environments, contributing to the transmission of bacteria, fungi, protozoa, viruses, and helminth parasites. Diseases associated with…

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